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What Is Indexed Universal Life Insurance?

Life insurance is often put into two groups. You’ve got term life insurance, which has no cash value unless you pass. Or you’ve got whole life insurance, which has a cash value, but you’ve got to keep paying those premiums for life. There’s another type of life insurance that you can consider that offers funding flexibility and a cash-value component — universal life insurance.
09/22/23 • by: Graber & Johnson Law Group, LLC
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Do I Pay Taxes When I Inherit?

An inheritance is a windfall that can absolutely help someone's financial situation -- but it can make your taxes tricky.
09/21/23 • by: Graber & Johnson Law Group, LLC
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Why are Contingent Beneficiaries Important?

When planning your estate rarely will you experience difficulty naming your initial beneficiary or beneficiaries for your will, IRA’s or life insurance.
09/20/23 • by: Graber & Johnson Law Group, LLC
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How can You Make Changes to Estate Plan?

Wills and trusts are typically changed over time as life circumstances, the state where you reside, or your desired outcomes change.
09/19/23 • by: Graber & Johnson Law Group, LLC
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Unmarried? What You Need to Know about Estate Planning

Unmarried couples don’t receive the same legal protections as married couples when it comes to inheritance and taxes.
09/18/23 • by: Graber & Johnson Law Group, LLC
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What to Do Upon Death of a Spouse

As the surviving spouse, you'll need to consider housing options, like whether to sell or keep the home, or downsize.
09/15/23 • by: Graber & Johnson Law Group, LLC
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How Can I Successfully Transfer My Business to My Children?

Whether planning as the predecessor or the next generation, having the right processes — and partners — in place will set up the transition for success.
09/14/23 • by: Graber & Johnson Law Group, LLC
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How to Decide on an Executor?

Have you found an executor (also known as a personal representative) to handle your affairs should you become incapacitated or die?
09/13/23 • by: Graber & Johnson Law Group, LLC
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Wrong Form Leads to a Trust Forfeiting a Large Tax Refund

The moral of this tax tale is that you have to be careful about making sure you file the right tax form to get what you want.
09/12/23 • by: Graber & Johnson Law Group, LLC
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Don’t Fall for These Medicaid and Estate Myths

Since estate issues, one way or another, affect everyone over time (since death does) and since Medicaid planning has for many years been a topic of popular conversation—and popular misconceptions in the U.S., it is not unusual that both subjects have generated misunderstandings and, in some cases, folklore that has persisted.
09/11/23 • by: Graber & Johnson Law Group, LLC
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Hugoton, KS 67951

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Elkhart Office

701 Vilymaca St., PO Box 450
Elkhart, KS 67950

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